My hubby and I had a great conversation with our works. He loves his work as an ESL teacher for 1st year to 3rd year high school in one of the government schools in Songkhla. Everything seemed so perfect except for two things: no salary on April (no work, no pay policy) and no any-sort-of-insurance for him . The insurance is our safety net while walking the high wire of life.

Through a friend, we’re able to get a personal accident insurance for him from Muang Thai Life Assurance. We need to pay 1,500 baht per year for this policy. This kind of insurance provides a cash cover to a policyholder when he suffers injuries as a result of an accident. While this insurance helps a policyholder pay off hospital and medical bills in case of accident injuries, it provides cash benefits to family members if the policyholder dies in the accident. But God forbid, I’m praying everyday that nothing bad will ever happen to my hubby in his everyday travel to school.

I remember that few days from now we’re going to renew our policy. The problem is we can’t contact our friend who helped us with our insurance. She’s nowhere to be found. I just wish that the insurance company is like the Los Angeles insurance who provided a unique website for Los Angeles Customers. They can get quotes online or call 800 431 3920 to speak to independent insurance agent. I’ll get through the insurance documents of my hubby if I could find where to contact them and I just wish somebody can speak English.